All Your Banks.One Platform.AI-Powered.
Chat with Eureka on the web app or WhatsApp to check balances, review transactions, get spending insights, set budgets, pay bills, and buy airtime or data. Transfers always require your confirmation before money moves.
Fast onboarding, secure linking, and confirmation before sensitive actions.
Everything You Can Do with Eureka AI Chat
Natural Language Chat
Ask everyday questions naturally on web or WhatsApp and get context-aware replies
Secure Bank Connection
Link bank accounts through Mono to fetch balances and transactions
Balances and Transactions
Check balances across linked accounts and review recent transaction history
Spending and Budget Insights
Track category trends, compare periods, and set or review budgets
Payments and Top-Ups
Buy airtime and data, then pay electricity and cable TV bills where enabled
Confirmed Money Actions
Transfers and other sensitive actions require explicit confirmation before processing
Bank with Web + WhatsApp
One assistant across channels for balances, transactions, insights, and approved money actions
Send natural language requests for quick banking tasks
Web App
Use the full authenticated assistant experience in your browser
Confirmed Actions
Transfers require explicit confirmation before completion
Start on the web or WhatsApp and continue with follow-up questions naturally in the same conversation flow.
Built for Reliable Performance
Engineering priorities focused on reliability, responsiveness, and safety
Banks Integrated
All major Nigerian banks supported
Uptime
Enterprise-grade reliability
Avg Response
Lightning-fast transactions
Encryption
Bank-level security
Reliability, clarity, and user control
Powered by Advanced AI
Best of both worlds: Lightning-fast speed when you need it, advanced reasoning when complexity demands it
Groq
(Llama 3.3)Lightning-fast responses for instant banking actions
OpenAI
(GPT-4)Advanced reasoning for complex financial decisions
Smart Routing System
AI automatically routes your request to the best model for optimal results
"What's my balance?" ā Groq for instant response
"Analyze my spending patterns" ā GPT-4 for deep insights
Security-First by Design
Eureka is built with layered controls for identity, data protection, and sensitive action safety
AES-256 Encryption
Military-grade encryption for all data in transit and at rest.
Two-Factor Auth
Multi-layer authentication ensures only you access your accounts.
Secure-by-Default Flows
Sensitive actions are gated with explicit confirmation steps.
Real-time Monitoring
24/7 fraud detection and suspicious activity alerts.
Core Security Controls
Encryption Controls
Strong cryptography in transit and at rest
Access Controls
Authenticated sessions and role-aware protections
Action Confirmation
High-risk actions require explicit user confirmation
Monitoring
Continuous logging, anomaly detection, and alerts
One Assistant, Two Channels
Use Eureka from WhatsApp or the web app with the same core capabilities
Send natural requests like "What's my balance?" or "Buy airtime for 08012345678".
- Quick conversational banking
- Balance checks
- Transaction history
- Airtime and bill requests
Web App
Secure authenticated session to chat, view history, manage profile, and link or disconnect banks.
- Sign up and login
- Conversation history
- Profile management
- Bank link management
Shared Core Features
Both channels support the same core banking tasks with context-aware replies.
- Bank connection via Mono
- Spending insights
- Transfer requests with confirmation
- Payments where enabled
Watch Eureka in Action
Experience the future of banking in less than 60 seconds. No sign-up required.
Natural Chat
Just type like you're texting a friend
Instant Actions
Transfers complete in seconds
AI-Powered
Understands context and intent
Works with Your Banks
GTBank, Access Bank, Zenith, UBA, First Bank, Stanbic IBTC, Fidelity, Sterling
Frequently Asked Questions
Understand exactly what Eureka can do across the web app and WhatsApp.
What is Eureka AI Chat?
Eureka AI Chat is a financial assistant that helps with balances, transactions, spending questions, bank connection, and approved money actions through conversation.
What can I do on the web app?
Sign up, log in, manage your profile, chat securely, view history, connect or disconnect banks through Mono, check balances, review transactions, set budgets, request transfers, buy airtime/data, and pay supported bills.
Can I do the same tasks on WhatsApp?
Yes. WhatsApp supports the same core banking tasks with natural language messages, and is ideal for quick requests on the go.
How does account connection work?
Banks are linked through Mono. Once connected, Eureka can fetch balances, read transactions, and support linked-account actions.
Is money moved automatically?
No. Transfers and other sensitive actions require explicit confirmation before processing.
Is my information safe?
The platform uses authenticated sessions on web, secure bank linking, and confirmation steps for sensitive actions. Never share passwords or one-time codes in chat.
Short Version
- ā¢Chat with AI on web or WhatsApp
- ā¢Connect bank accounts securely
- ā¢Check balances and transactions
- ā¢See spending insights and budgets
- ā¢Transfer money with confirmation
- ā¢Buy airtime, data, and pay bills
See Full FAQ and Examples
Read the complete guide, example prompts, and step-by-step onboarding flow.
Open Full FAQStart Using Eureka Today
No fake waitlists. Create an account, open chat, connect your bank through Mono, and start asking natural questions on web or WhatsApp.